Certificates of deposit are a great way to safely save money for a pre-set amount of time. CD terms start at 3 months and go up to 60 months, so you can select the best term that fits your investment needs. Certificates of Deposit are insured by the Federal Deposit Insurance Corporation (FDIC) up to certain limitations.
Interest can be paid in any of the following ways. It can be compounded semi-annually, paid to the customer by an "Interest Check," or you can have the interest deposited into an existing checking or savings account. Rates can change weekly. Current rates are available from any personal banker.
Cashing in a bank CD before the maturity date can trigger an early withdrawal penalty. The penalty can be loss of interest and/or principal depending on the time frame of the CD.
Visit with a Personal Banker to discuss all your options.
Product availability may vary by First National Bank location.
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