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Step Two Personal Payment Account

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The Step Two Personal Payment Account will earn you a competitive interest rate while providing you with many options.

  • $100.00 to open
  • $500.00 minimum balance
  • No monthly service charge if minimum balance is maintained 1
  • Tiered rate
  • Free images returned each statement cycle
  • Free transactions at First National Bank and Privileged Status ATMs
  • $700.00 Overdraft Privilege (discretionary payment of checks, ACH and transfers)
  • Free Internet Banking
  • Free BillPayer Plus
  • Free e-Statements
  • Free Mobile Banking 
  1. $10.00 monthly service charge if account falls below minimum balance of $500.00.

Product availability may vary by First National Bank location.